Written by: All Recipes

Southern Banana Cobbler

Southern Banana Cobbler is a comforting, old-fashioned dessert that layers ripe bananas over a tender batter and tops everything with a buttery streusel. As it bakes, the filling becomes soft and custardy while the topping turns golden and crisp. The result is a warm, sweet, and slightly nutty cobbler that’s perfect for family dinners or special gatherings.

Why You’ll Love This Recipe

  • Perfect Use for Ripe Bananas – Brown-spotted bananas add natural sweetness and deep flavor.
  • Crisp Meets Gooey Texture – The contrast between crunchy streusel and soft banana filling is irresistible.
  • Simple Pantry Ingredients – Uses basic baking staples you likely already have.
  • Easy Southern Classic – Traditional flavors with minimal technique required.
  • Crowd-Pleasing Dessert – Ideal for holidays, potlucks, and Sunday suppers.
  • Customizable Flavor Profile – Easily adapt with spices, extracts, or different nuts.

Ingredients You’ll Need

Filling

  • 4 medium ripe bananas, sliced – Provide natural sweetness and creamy texture; choose bananas with brown speckles.
  • 1 cup granulated sugar – Enhances sweetness and balances banana flavor.
  • 1 cup self-rising flour – Gives structure and lift; if substituting with all-purpose flour, add 1½ tsp baking powder and ¼ tsp salt.
  • 1 cup milk – Creates a smooth batter; whole milk adds richness, but dairy-free options work.
  • ½ cup unsalted butter, melted – Adds moisture and a rich, tender crumb.

Streusel Topping

  • ½ cup light brown sugar – Adds caramel depth and slight molasses notes.
  • ½ cup old-fashioned oats – Creates texture and crunch in the topping.
  • ½ cup chopped pecans – Contributes nuttiness and crisp contrast; optional for nut-free version.
  • 1 teaspoon banana extract (optional) – Intensifies banana flavor for a more pronounced profile.

Step-by-Step Instructions

Preheat and Prepare Dish
Preheat oven to 375°F (190°C) and lightly grease a 2-quart baking dish to prevent sticking.

Prepare the Streusel Topping
In a mixing bowl, combine brown sugar and softened butter until crumbly. Stir in oats and chopped pecans until evenly distributed. Set aside.

Mix the Batter
Whisk together granulated sugar, self-rising flour, and milk until just combined. Stir in melted butter until smooth without overmixing.

Assemble the Filling
Pour the batter evenly into the prepared baking dish. Arrange sliced bananas in a single layer over the batter.

Add Streusel Layer
Sprinkle the streusel topping generously over the bananas, ensuring even coverage for consistent browning.

Bake Until Golden
Bake for 45–50 minutes, or until the top is golden brown and the filling is set but slightly soft in the center.

Cool and Serve
Allow the cobbler to cool for at least 10 minutes to help the filling firm slightly. Serve warm, optionally topped with vanilla ice cream.

Recipe Notes & Tips

  • Use Very Ripe Bananas – The darker the peel, the sweeter and more flavorful the filling.
  • Avoid Overmixing Batter – Overmixing can create a dense texture; mix until just combined.
  • Check Center for Doneness – The middle should be set but slightly soft, not liquid.
  • Even Streusel Distribution – Spread topping evenly for uniform crispness.
  • Add Warm Spices – A pinch of cinnamon or nutmeg enhances the Southern flavor profile.
  • Let It Rest Before Serving – Cooling helps the filling firm and makes slicing easier.

Nutritional Information

  • Prep Time: 15 minutes
  • Cooking Time: 50 minutes
  • Cooling Time: 10 minutes
  • Total Time: 1 hour 15 minutes
  • Servings: 8 slices
  • Calories: Approximately 250 kcal per slice (estimated based on standard ingredients)

Perfect Pairings

  • Vanilla Ice Cream – Melts into the warm cobbler for a classic Southern finish.
  • Fresh Whipped Cream – Adds light, airy contrast to the dense filling.
  • Hot Coffee or Espresso – Balances sweetness with bitterness.
  • Caramel Drizzle – Enhances richness with buttery sweetness.

Ideal Occasions

  • Family Sunday Dinners – A comforting dessert that feels nostalgic and warm.
  • Holiday Gatherings – A unique twist on traditional fruit cobblers.
  • Potluck Events – Easy to transport and slice for serving.
  • Cool-Weather Evenings – Best enjoyed warm for cozy comfort.

Storage & Serving Tips

  • Refrigerate Leftovers – Store in an airtight container for up to 3 days.
  • Reheat Gently – Warm in a 325°F oven for 10–15 minutes to restore crisp topping.
  • Freeze for Longer Storage – Wrap tightly and freeze for up to 3 months.
  • Serve Slightly Warm – The texture and flavors are best when gently heated.

Creative Variations to Try

  • Chocolate Banana Cobbler – Add mini chocolate chips to the filling.
  • Cinnamon Streusel Twist – Mix ½ teaspoon cinnamon into the topping.
  • Coconut Pecan Version – Add shredded coconut for tropical flair.
  • Bourbon-Infused Filling – Stir 1 tablespoon bourbon into the batter for depth.

Troubleshooting Common Issues

  • Soggy Bottom Layer – Ensure bananas are evenly layered and batter isn’t overly thin.
  • Overly Dry Topping – Add an extra tablespoon of butter to the streusel mixture.
  • Uneven Browning – Rotate the baking dish halfway through baking.
  • Too Sweet – Reduce granulated sugar by ¼ cup if using very ripe bananas.

Why This Recipe Works

This cobbler relies on a simple batter base that bakes into a soft, cake-like layer beneath the fruit. As the bananas heat, their natural sugars caramelize slightly, creating a rich, jammy consistency. The streusel topping provides contrast through fat (butter), sugar, and oats, which crisp under high heat. The balance of moisture from bananas and milk ensures tenderness, while flour provides structure without heaviness. At approximately 250 calories per slice, it’s indulgent yet moderate enough for occasional enjoyment.

Final Thoughts

Southern Banana Cobbler is a timeless dessert that transforms humble ingredients into something warm and comforting. With its crisp topping and gooey banana base, it delivers satisfying texture and flavor in every bite. While indulgent, it can be lightened with dairy-free milk or reduced sugar, making it adaptable to different dietary preferences. Whether served at a gathering or enjoyed as a weeknight treat, this cobbler is sure to lift your spirits.

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Last modified: February 18, 2026